Uber Accidents and Legal Remedies: How to Pursue a Claim

Uber has changed the way we travel. With a simple tap on your smartphone, you can request a ride within minutes, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Crashes can still take place, and passengers could end up injured.

In this article, what kinds of injuries are most common in Uber accidents, how to determine liability, and the legal steps involved in pursuing compensation.

Frequent Injuries from Uber Rides

When riding in an Uber, a variety of injuries, especially if the driver is involved in an accident. Some frequent injuries include:

Cervical Strain: Whiplash often results from rear-end crashes, causing pain and limited mobility. Symptoms can be delayed, making it harder to recognize early on.

Broken Bones: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.

Head and Brain Injuries: Brain injuries, including concussions, are often serious after crashes. These injuries may result in long-term cognitive issues and other serious health problems.

Herniated Discs and Paralysis: Back and spine injuries are common in high-impact crashes. These injuries may require surgery, physical therapy, and long-term care.

Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.

Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Some of these wounds uber cab news lawsuit may require stitches or surgical repair.

Who Is Liable in an Uber Accident?

Understanding who is liable in an Uber injury case is often complex. Multiple parties might share the blame for an accident. Liability could fall on the Uber driver, other motorists, or other third parties.

Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.

Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.

The Role of Uber: Uber itself could be liable if certain conditions are met under their insurance policy. For accidents during rides, Uber provides liability coverage of up to $1 million.

Liability from Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.

Uber’s Insurance Policy for Riders

Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

Driver Not Using the App: When the driver is offline, their personal insurance is responsible.

Driver Awaiting Ride Requests: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.

Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

Filing a Legal Claim After an Uber Accident

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.

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